February 09, 2026 (MLN): Meezan Bank Limited (PSX: MEBL) posted a profit after tax of Rs92.18 billion for the year ended December 31, 2025, showing an 11.13% decline YoY from Rs103.72bn in CY24.

Basic earnings per share (EPS) stood at Rs50.47, down from Rs57.28 last year.

Total other income rose 19.9% YoY to Rs38.19bn, driven by higher foreign exchange gains of Rs5.48bn, compared to Rs0.83bn last year.

Dividend income, however, declined 39.4% to Rs0.38b. Despite this growth, its overall contribution to profitability remained moderate.

Profit before taxation fell 11.48% YoY to Rs200.30bn, as lower net mark-up/return income and higher operating expenses offset gains in other income.

Operating expenses increased 4.6% YoY to Rs85.41bn, while total other expenses rose 3.5% to Rs89.85bn.

Net mark-up/return income declined as profit/return earned on Islamic financing and related assets dropped 14.9% to Rs420.48bn, and profit/return on deposits fell 18.9% to Rs168.03bn.

Fee and commission income grew 15.1% to Rs29.75bn, providing some support to total income, which fell 8.86% YoY to Rs290.65bn.

Credit loss allowance improved sharply, declining 57.87% YoY to Rs3.89bn, supporting profitability amid a challenging economic environment.

Share of profit from associates remained stable at Rs3.39bn.

Taxation increased slightly to Rs108.12bn, compared to Rs122.56bn last year, bringing the final profit after tax to Rs92.18bn, attributable Rs90.72bn to equity holders of the holding company.

Meezan Bank’s final cash dividend for CY25 has been declared at Rs7 per share (70%), in addition to interim dividends of Rs21 per share (210%), highlighting the bank’s consistent commitment to shareholder returns.